Due to a technology driven industry, many towns in Connecticut have made their land records available online. Fusion Title Search promises our clients proper compliance while performing every title search. We are committed to excellence, providing accurate and personalized service. With this commitment we strongly encourage homeowners, investors and real estate attorneys to request that only a professional completes your title search. You have a choice…choose a professional Connecticut Title Searcher.
Connecticut is very unique with 169 independent towns that house their own land records separately. This means that Connecticut differs from 47 states in the U.S. that are county based. This also means that only a Connecticut professional Title Searcher can know the details that every independent town requires to perform a proper title search making it impossible to complete a compliant and accurate title search online.
Many towns house water liens, sewer liens and tax liens in separate lien books and these liens are not recorded on the land records in many towns. A municipal lien that must be completed when purchasing a new home does not record permits, violations and survey maps on the land records, therefore not accessible online. Detailed probate documents are not recorded on the land records, however, can be found at the probate court. This also holds true for foreclosure documents, divorce documents and civil judgements which must be searched in Connecticut’s judicial courts. Therefore, completing a title search online is not in compliance with Connecticut’s Standards of Title for proper title policy issuance.
All third-party service providers that lenders work with must be able to comply with regulations – and if they can’t, the real estate attorney is held responsible for mistakes. Connecticut is an attorney state as to real estate closings and only an attorney can perform a closing, therefore has much liability. To reduce that risk, use Fusion Title Search as our title searchers live in Connecticut and only search land records in Connecticut using the CT Standards of title as a guideline. Our searches are done in person at the town hall, never online or remote.
We have solid policies and procedures that are in compliance with all regulations, and we will work with you in ensuring a seamless process.
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