This title search looks for any open judgments and liens on a property, giving you transparency on any unpaid judgements or liens on the owner or the property.
Before buying personal property, such as a home or vehicle, it is essential to check for any liens and judgments against the property, ensuring that it is cleared for purchase.
What is a Judgment Lien ?
A judgment lien is a type of non consensual lien created when someone wins a lawsuit and records the judgment against your property, is filed with the Department of State, and could impact your ability to sell your property.
Judgement Lien Search in Connecticut
Connecticut judgment and lien searches are used to determine if there are any unsatisfied judgments against an individual or group. A Connecticut property lien search and tax lien search can help you search for the status of assets and other important information found below.
- Whether a property is encumbered
- Whether assets are available
- Whether there are claims against the property
Judgment and lien searches protect the buyer and seller by informing them if the subject property belongs to someone else.
How long does a judgment lien last in Connecticut?
A judgment lien in Connecticut will remain attached to the debtor’s property (even if the property changes hands) for 20 years (for liens on real estate) or five years.
Keep in mind: In Connecticut, a creditor’s ability to collect under a judgment lien will be affected by a number of factors — including a fixed amount of value that won’t be touchable if the property is the debtor’s primary residence (called a homestead exemption), other liens that may be in place, and any foreclosure or bankruptcy proceedings (liens on personal property).
What kind of property is subject to a judgment lien under Connecticut law?
In Connecticut, a judgment lien can be attached to the debtor’s real estate — meaning a house, condo, land, or similar kind of property interest — or to the debtor’s personal property — things like jewelry, art, antiques, and other valuables.