Current Owner Search
Current owner search is checks for any and all open liens, mortgages, judgments, and tax status on a property from last property purchase to the current date, as well as obtain a copy of the vesting deed.
A report known as Owner and Encumbrance (O&E) provides the property title history from the moment the current owner obtained it up to the present. This involves searching through different methods to obtain documents related to the property, which are officially filed in public land records. The report includes information on open mortgages and liens connected to either the owner or the property in question, recorded after the current owner acquired the property. Additionally, any judgments against the owner falling within the state’s statute are also included in the report.
Usually, O&E Reports are ordered by investors and buyers participating in auctions. In aucti