Author name: Fusion

When town officials posted thousands of municipal records online years ago, they thought they were making it easier for the public to access useful and important information. But the belated realization that thousands of older mortgages, tax liens and other documents contain residents’ Social Security numbers — making them potential targets of identity thieves — […]

              In real estate, there are several types of deeds that act as vehicles to pass on ownership. These documents track the sale and purchase of any given property over the years. Deeds also convey to the grantee, or the buyer, from the grantor, or the seller, guarantees or

Most people only know of one type of real estate ownership; fee simple, also known as freehold. There are a handful of states that have another form of ownership known as leasehold. The difference in these two types of land tenure is very different and affect the value of the real estate. It is important

Statutory Certificate of Foreclosure A statutory certificate of foreclosure is not a muniment of title.  It merely serves as public notice that a particular mortgage or lien has been foreclosed.  It acts as a pointer for title searchers directing them to the particular court action which foreclosed the mortgage or lien.  Thus, any inaccuracies or

I have been a Title Search Abstractor for the past 25 years and most of our abstractors have been searching for even longer than that.  I hear all the time that we are in a dying industry.  Title Search Companies are closing left and right in Connecticut.  Independent Abstractors are leaving the industry trying to

When you’re buying a home, you want all the details you can get. As of October 3, 2015, new regulations will require lenders to provide consumers with new mortgage rate and fee quote documents, with more time built into the process for reviewing them. Here’s an overview. Regulatory background  Consumers financing homes in the U.S. are

Title search: the most important exercise in real estate transaction Title search is a very common term that you come across in real estate dealings. There are title companies that offer professional services for a title search that is a mandatory exercise to be undertaken when you are buying a property. Therefore, before completion of

Area: 5,543 square miles, 3rd smallest in U.S. (3,561,886 acres) Boundary: 330 miles Shoreline: 332 miles (includes bays and coves) Counties: 8 Towns: 169 Cities: 21 Boroughs: 9 Highest Altitude: Mount Frissel, Salisbury, 2,380 feet Tallest Peak: Bear Mountain, Salisbury, 2,316 feet Lakes & Ponds: 3,900 Miles of River/Streams: 9,700 State Parks: 107 (34,314 acres)

You’ve decided to purchase a home or refinance your existing home.  The terms have been agreed on and all financial arrangements have been made.  But one important detail remains.  Before the transaction can close, a title search must be done. The most accurate description of title is “a bundle of rights in real property.” A