A Full Title Search is usually completed when purchasing a property. In Connecticut a full title search must be searched back at least 40 years prior. It will also check for any open mortgages or liens that are still considered open on the property per the Connecticut Standards of Title.
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A foreclosure guarantee is a type of report (e.g. trustees sale guarantee, judicial foreclosure guarantee and litigation guarantee) that is used mainly for foreclosing an encumbrance (or a lien) in a certain property. The title searcher will perform a full coverage search to the property in default and a search for the addresses of the lien holders to the property in default. The addresses will be used for sending copies of the notice of foreclosure letters (such as notice of trustees sale, etc.) to the lien holders to the property in default.
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A Two Owner Title Search produces a report of a given property going back two owners in the chain of title to the present time. The process entails searching by various methods to retrieve property related documents which are filed on the public land records. Open mortgages, liens and judgments associated with the subject property under the current owners, as well as the individual(s) who owned the property immediately prior to them will appear in the report.
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A Current Owner Title Search report reflects the present owner of the property and checks for any and all open liens, mortgages, and includes tax status on a property from when the property was purchased to the current date effective date.
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A Municipal Search is completed to show any code violations, open building permits, listed variances, zoning certificates, and any zoning variations on the property. A municipal search is required per the Connecticut Standards of Title for any purchase search.
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An Update, also known as a bring-down, is a continuation of a previously completed title search. The purpose is to include anything that has been recorded since the time of the last effective date and include a new effective date.
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Bankruptcy is a process where, for a person who is wholly or partially unable to repay their debts (both secured and unsecured), a compromise with creditors is agreed and approved, and entered into with the court’s oversight.

The intention of the bankruptcy process is to equitably allocate your assets among your creditors and in turn provide safeguards for bankruptees from these same creditors. This reallocation process is conducted through the Federal Court Systems.
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A probate search is a thorough review of the probate case file located in the Probate Court Clerk’s Office in the said district of Connecticut. The search will list the information about the decedent including beneficiaries and a copy of the will filed, if any. The status of the probate file will be included in the report along with the status of the Estate Taxes.

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